COMPARISON OF PERSONAL LOANS AND THE RISKS EMERGING IN THE BANKING SECTORS OF TURKEY AND 25 EUROPIAN UNION COUNTRIES STARTING FROM 2002

Kemal YAMAN

Article Details

COMPARISON OF PERSONAL LOANS AND THE RISKS EMERGING IN THE BANKING SECTORS OF TURKEY AND 25 EUROPIAN UNION COUNTRIES STARTING FROM 2002

Authors:

Kemal YAMAN

Publisher:

Bandirma Onyedi Eylul University

Journal:

Journal of Management and Economics Research 2012 Vol.10 Issue 17, pp.1-17

Document Type:

Article

Publication Date:

7/2012

Document Language:

Turkish

Document ID (Org No.):

2000644869

Frequency:

Quarterly

eISSN:

2148-029X

pISSN:

2148-029X

Abstract:

 

An eruption in the credits in the Turkish banking sector has been experienced since 2005. The significant economic parameters coming first that cause this situation are economic growth, inflation, foreign trade volume, privatization, and positive developments in the foreign exchange reserves. Personal loans and mortgage loans constitute a significant portion of the growing credit volume. Moreover, the weights of the foreign banks in Turkey have further increased since 2005. Especially, depending on the improving loans prudent risk management and also effective supervision are important. If necessary attention is not given to these subjects, international financial crises may be seen.

 

2005 yılından bugüne Türk bankacılık sektöründe kredilerde bir patlama yaşanmıştır. Bu durumu doğuran önemli ekonomik parametrelerin başında ekonomik büyüme, enflasyon, dış ticaret hacmi, özelleştirme ve döviz rezervlerinde yaşanan olumlu gelişmeler gelmektedir. Bireysel krediler ve ipotek kredileri gün geçtikçe büyüyen kredi hacminde önemli bir payı teşkil etmektedir. Ayrıca, yabancı bankaların 2005 yılından beri Türkiye’deki ağırlıkları daha da artmaktadır. Özellikle gelişen kredilere bağlı olarak tedbirli risk yönetimi ve bunun yanında etkili denetim önem arz etmektedir. Bu konulara gereken önem verilmediği takdirde uluslararası finansal krizler yaşanabilir.

Article Details

COMPARISON OF PERSONAL LOANS AND THE RISKS EMERGING IN THE BANKING SECTORS OF TURKEY AND 25 EUROPIAN UNION COUNTRIES STARTING FROM 2002

Authors: Kemal YAMAN

Publisher: Bandirma Onyedi Eylul University

Journal: Journal of Management and Economics Research 2012 Vol.10 Issue 17, pp.1-17

Document Type: Article

Publication Date: 7/2012

Document Language: Turkish

Document ID (Org No.): 2000644869

Frequency: Quarterly

eISSN: 2148-029X

pISSN: 2148-029X

Issues

Authors:

Kemal YAMAN

Publisher:

Bandirma Onyedi Eylul University

Journal:

Journal of Management and Economics Research 2012 Vol.10 Issue 17, pp.1-17

Document Type:

Article

Publication Date:

7/2012

Document Language:

Turkish

Document ID (Org No.):

2000644869

Frequency:

Quarterly

eISSN:

2148-029X

pISSN:

2148-029X