The Asset and Liabilities Gap Management of Conventional and Islamic Banks: An Empirical Study of Pakistan, UAE, Malaysia, and Bahrain

Ahmed Imran Hunjra, Farida Faisal, Zain-ul-Abdeen, Azfar Kamal, Muhammad Ghufran & Aamir Bashir

Article Details

The Asset and Liabilities Gap Management of Conventional and Islamic Banks: An Empirical Study of Pakistan, UAE, Malaysia, and Bahrain

Authors:

Ahmed Imran Hunjra, Farida Faisal, Zain-ul-Abdeen, Azfar Kamal, Muhammad Ghufran & Aamir Bashir

Publisher:

Riphah International University

Journal:

Journal of Islamic Business and Management Vol.7 Issue 2, pp.0-0

Document Type:

Article

Publication Date:

1/2017

Document Language:

English

Document ID (Org No.):

2001947769

pISSN:

2075-6291

Keywords:

Abstract:

 The purpose of this study is to determine the Gap between the assets and liabilities of Islamic and conventional banks. It also finds the impact of liquidity risk, capital adequacy, management efficiency, operating cost, and transaction size on net interest margin for conventional banks and net profit margin for Islamic banks in Pakistan, Malaysia, Bahrain and UAE. Short-term and long-term asset and liabilities gap is further emphasized in this study. Data was extracted from the financial statements of both types of banks for the period of 2008-2014. This study finds that there is negative short-term gap for both types of banks; while the long-term gap for both types of banks is positive. Results show that operating cost is important factor which affects the profit margins and progress quality of management of banks. Finally, the overall results show that the conventional banks have better assets and liabilities structure of profitable assets at low cost liabilities.

Article Details

The Asset and Liabilities Gap Management of Conventional and Islamic Banks: An Empirical Study of Pakistan, UAE, Malaysia, and Bahrain

Authors:

Ahmed Imran Hunjra, Farida Faisal, Zain-ul-Abdeen, Azfar Kamal, Muhammad Ghufran & Aamir Bashir

Publisher:

Riphah International University

Journal:

Journal of Islamic Business and Management Vol.7 Issue 2, pp.0-0

Document Type:

Article

Publication Date:

1/2017

Document Language:

English

Document ID (Org No.):

2001947769

pISSN:

2075-6291

Asset Liability Management

Capital Adequacy

Liquidity Risk

Operating Cost

Transaction Size

Net Interest Margin

Net Profit Margin

Issues

Article Details

Authors: Ahmed Imran Hunjra, Farida Faisal, Zain-ul-Abdeen, Azfar Kamal, Muhammad Ghufran & Aamir Bashir

Publisher: Riphah International University

Journal: Journal of Islamic Business and Management Vol.7 Issue 2, pp.0-0

Document Type: Article

Publication Date: 1/2017

Document Language: English

Document ID (Org No.): 2001947769

pISSN: 2075-6291

Issues

Authors:

Ahmed Imran Hunjra, Farida Faisal, Zain-ul-Abdeen, Azfar Kamal, Muhammad Ghufran & Aamir Bashir

Publisher:

Riphah International University

Journal:

Journal of Islamic Business and Management Vol.7 Issue 2, pp.0-0

Document Type:

Article

Publication Date:

1/2017

Document Language:

English

Document ID (Org No.):

2001947769

pISSN:

2075-6291