The Role of Murabahah Financing in Improving Financial Performance and Profitability of Islamic Banks in Indonesia

Komaini, Hayatullah Komaini; Izzmi, Izzmi Aulia

Article Details

The Role of Murabahah Financing in Improving Financial Performance and Profitability of Islamic Banks in Indonesia

Authors:

Komaini, Hayatullah Komaini | Izzmi, Izzmi Aulia

Publisher:

Cattleya Darmaya Fortuna

Main Topics:

Religion | Arts | Education | Languange, Linguistic, Communication & Media | Other

Journal:

Alhamdulillah : Jurnal Agama Islam Vol.3 Issue 2, pp.0-0

Document Type:

Article

Publication Date:

1/2024

Document Language:

English

Document ID (Org No.):

2001897028

pISSN:

2986-223X

Abstract:

 This study aims to analyze the effectiveness of the murabahah financing system in increasing the profitability of Islamic banks in Indonesia. The murabahah financing system is considered as an alternative financing that is in accordance with Islamic principles, which provides benefits for both banks and customers. The analysis was conducted by evaluating several aspects, including bank profitability, financing performance, associated risks, impact on customer satisfaction, and external factors that influence it. The results of the study indicate that the murabahah system is effective in increasing the profitability of Islamic banks, with significant profit margins and high customer satisfaction. However, challenges related to financing risks such as default and fluctuations in the price of goods need to be managed carefully. This study provides insight into how the murabahah financing system can continue to develop in the Islamic banking sector in Indonesia.

Article Details

The Role of Murabahah Financing in Improving Financial Performance and Profitability of Islamic Banks in Indonesia

Authors: Komaini, Hayatullah Komaini | Izzmi, Izzmi Aulia

Publisher: Cattleya Darmaya Fortuna

Main Topics: Religion | Arts | Education | Languange, Linguistic, Communication & Media | Other

Journal: Alhamdulillah : Jurnal Agama Islam Vol.3 Issue 2, pp.0-0

Document Type: Article

Publication Date: 1/2024

Document Language: English

Document ID (Org No.): 2001897028

pISSN: 2986-223X

Issues

Authors:

Komaini, Hayatullah Komaini | Izzmi, Izzmi Aulia

Publisher:

Cattleya Darmaya Fortuna

Main Topics:

Religion | Arts | Education | Languange, Linguistic, Communication & Media | Other

Journal:

Alhamdulillah : Jurnal Agama Islam Vol.3 Issue 2, pp.0-0

Document Type:

Article

Publication Date:

1/2024

Document Language:

English

Document ID (Org No.):

2001897028

pISSN:

2986-223X