دور التمويل الأصغر الإسلامي في إنعاش المقاولات الصغيرة في المغرب تجربة المقاول الذاتي

عادل الزرفي

Article Details

دور التمويل الأصغر الإسلامي في إنعاش المقاولات الصغيرة في المغرب تجربة المقاول الذاتي

Authors:

عادل الزرفي

Publisher:

أنسنة الاقتصاد

Journal:

أنسنة الاقتصاد Vol.2 Issue 1, pp.72-92

Document Type:

Article

Publication Date:

5/2024

Document Language:

Arabic

Document ID (Org No.):

2001846801

pISSN:

3009-5077

Abstract:

 This paper aims to examine and evaluate whether Islamic finance framework can help to build the entrepreneurship culture among the target people. The matters of Islamic Finance and Microfinance, financial exclusion, poverty, economic empowerment are gaining recognition at the highest ranks in Morocco. The authorization of the Islamic financial institutions including Islamic Microfinance was one of the successes and an important step towards financial inclusion. The link between Islamic Microfinance and entrepreneurship can be considered as serious issue that must be taken on account in Islamic economy system, because Islam emphasizes ethical, moral and social factors to promote equality and fairness. It has been observed that the high net worth people benefit from the financial banking industry; whereas the small companies and poor people stay beyond the scope and doesn’t benefit widely from the financial services. Another important issue that concerns the Islamic Microfinance is related to its ability to attract the customers especially from informal sector that dominate this market in order to reinforce the inclusion and economic empowerment issues. Yet the availability of suitable financial products would greatly enhance their financial inclusion, but the lack of information, training and access to investment opportunities are necessary elements that can enhance their economic and social empowerment.

Article Details

دور التمويل الأصغر الإسلامي في إنعاش المقاولات الصغيرة في المغرب تجربة المقاول الذاتي

Authors: عادل الزرفي

Publisher: أنسنة الاقتصاد

Journal: أنسنة الاقتصاد Vol.2 Issue 1, pp.72-92

Document Type: Article

Publication Date: 5/2024

Document Language: Arabic

Document ID (Org No.): 2001846801

pISSN: 3009-5077

Issues

Authors:

عادل الزرفي

Publisher:

أنسنة الاقتصاد

Journal:

أنسنة الاقتصاد Vol.2 Issue 1, pp.72-92

Document Type:

Article

Publication Date:

5/2024

Document Language:

Arabic

Document ID (Org No.):

2001846801

pISSN:

3009-5077