The Role of ERM in Predicting Financial Failure Using the Sherrod Model (Sample of Algerian Banks 2020-2022)

قيداون أبوبكر الصديق

Article Details

The Role of ERM in Predicting Financial Failure Using the Sherrod Model (Sample of Algerian Banks 2020-2022)

Authors:

قيداون أبوبكر الصديق

Publisher:

Université d'El Oued

Journal:

مجلة الدراسات الإقتصادية والمالية Vol.18 Issue 1, pp.76-94

Document Type:

Article

Publication Date:

12/2025

Document Language:

English

Document ID (Org No.):

2001435567

pISSN:

2600-6073

Keywords:

Abstract:

 This study aims to identify the role of ERM in predicting the financial failure, and provides solutions for ERM department to facilitate their prediction of financial failure of banks, by presenting the most widely used models at the international level, which enhances enterprise risk management, where we selected 5 Algerian banks ( Algerian popular credit bank, Algerian foreign bank, BNP Paribas Algeria, CNEP bank and Fransabank Algeria) approved by the central bank of Algeria, and using the Sherrod model to calculate the Z values during the period 2020 -2022 In order to explain the study well, we used the deductive approach in the theoretical aspect in order to analyze the various concepts We also used the inductive approach in the case study in order to analyze the results reached The main findings of study are Sherrod’s model contributes to facilitating the ERM’s department task in predicting the risks of financial failure, as it provides classifications of the financial position of banks, which gives those in charge the ability to predict financial failure.

Article Details

The Role of ERM in Predicting Financial Failure Using the Sherrod Model (Sample of Algerian Banks 2020-2022)

Authors:

قيداون أبوبكر الصديق

Publisher:

Université d'El Oued

Journal:

مجلة الدراسات الإقتصادية والمالية Vol.18 Issue 1, pp.76-94

Document Type:

Article

Publication Date:

12/2025

Document Language:

English

Document ID (Org No.):

2001435567

pISSN:

2600-6073

ERM

Financial failure

Sherrod model

Algerian banks

2020-2022

Issues

Article Details

The Role of ERM in Predicting Financial Failure Using the Sherrod Model (Sample of Algerian Banks 2020-2022)

Authors: قيداون أبوبكر الصديق

Publisher: Université d'El Oued

Journal: مجلة الدراسات الإقتصادية والمالية Vol.18 Issue 1, pp.76-94

Document Type: Article

Publication Date: 12/2025

Document Language: English

Document ID (Org No.): 2001435567

pISSN: 2600-6073

ERM

Financial failure

Sherrod model

Algerian banks

2020-2022

Issues

Authors:

قيداون أبوبكر الصديق

Publisher:

Université d'El Oued

Journal:

مجلة الدراسات الإقتصادية والمالية Vol.18 Issue 1, pp.76-94

Document Type:

Article

Publication Date:

12/2025

Document Language:

English

Document ID (Org No.):

2001435567

pISSN:

2600-6073