Empower E-wallets Payment System by using Secured Hybrid Approach of Online and Offline Services

Mohammed H. Shukur; Reem J. Ismail; Laith R. Flaih

Article Details

Empower E-wallets Payment System by using Secured Hybrid Approach of Online and Offline Services

Authors:

Mohammed H. Shukur | Reem J. Ismail | Laith R. Flaih

Publisher:

Cihan University, Iraq

Journal:

Cihan University-Erbil Scientific Journal Vol.6 Issue 2, pp.23-27

Document Type:

Article

Publication Date:

5/2022

Document Language:

English

Document ID (Org No.):

2001837315

pISSN:

2707-6377

Keywords:

Abstract:

 Payment mechanisms are migrated to mobile devices as e-commerce grows, creating e-wallets. The current e-wallet payment solutions are based on online-connected smartphones. The transaction is completed using a mobile application, which requires a GPRS and Wi-Fi connection. People around the world are becoming more interested in e-wallets. Nevertheless, in Iraq, it grows slower than in other parts of the world after survey is done to ascertain the primary elements influencing Iraqis’ adoption of electronic wallets. This paper proposes a design of e-wallet Mobile app offering online to offline (O2O) payments that aim to replace traditional e-wallet, credit cards, debit cards, and cash using offline connectivity, near-field communication (NFC), and SMS-based payment mechanisms that are independent of internet connection.

Article Details

Empower E-wallets Payment System by using Secured Hybrid Approach of Online and Offline Services

Authors:

Mohammed H. Shukur | Reem J. Ismail | Laith R. Flaih

Publisher:

Cihan University, Iraq

Journal:

Cihan University-Erbil Scientific Journal Vol.6 Issue 2, pp.23-27

Document Type:

Article

Publication Date:

5/2022

Document Language:

English

Document ID (Org No.):

2001837315

pISSN:

2707-6377

E-wallet

Offline services

SMS based system

Online and Offline Services

hybrid approach

Issues

Article Details

Empower E-wallets Payment System by using Secured Hybrid Approach of Online and Offline Services

Authors: Mohammed H. Shukur | Reem J. Ismail | Laith R. Flaih

Publisher: Cihan University, Iraq

Journal: Cihan University-Erbil Scientific Journal Vol.6 Issue 2, pp.23-27

Document Type: Article

Publication Date: 5/2022

Document Language: English

Document ID (Org No.): 2001837315

pISSN: 2707-6377

E-wallet

Offline services

SMS based system

Online and Offline Services

hybrid approach

Issues

Authors:

Mohammed H. Shukur | Reem J. Ismail | Laith R. Flaih

Publisher:

Cihan University, Iraq

Journal:

Cihan University-Erbil Scientific Journal Vol.6 Issue 2, pp.23-27

Document Type:

Article

Publication Date:

5/2022

Document Language:

English

Document ID (Org No.):

2001837315

pISSN:

2707-6377